After sitting through insurance open enrollment meetings at work, it might be difficult for you to choose a plan. Unless you are an insurance expert, information about policies, coverage, and deductibles can get overwhelming fast. However, after spending the last twenty years signing up for different plans and trying to figure out itemized hospital bills, I have learned a lot about what you want in an insurance policy. If you are looking for a new policy, remember that insurance doesn't have to be confusing. If you take the time to learn a little bit about the market and healthcare laws, you can find the perfect plan for your family.